#1. You have fear, anxiety, worry, stress, shame or feel overwhelmed when you think about your finances

#2. You and your partner frequently fight over money

#3 You Have Mounting Debt or Bills that regularly go unpaid

#4. You think you are doing everything right with your money but you still never seem to get ahead

#5. Your parents never spoke about money, or they were very strict or overly generous with it

#6 You feel guilty about the money you spend, or you hide purchases (or debt) from loved ones

#7 You are in (or have been in) a relationship with someone who constantly uses you for their financial support

#8. You'd like to advance in your career and make more money but it never seems to happen

#9 You feel like money is a hinderance to a life of true freedom or keeps you from truly fulfilling your potential

#10. You fluctuate between having savings then having debt

#11 Someone else controls your money

#12 You have a good income but it still feels like you are always living paycheck to paycheck