#1. You have fear, anxiety, worry, stress, shame, or feel overwhelmed when you think about your finances

#2. You and your partner frequently fight over money

#3 You Have Mounting Debt or Bills that regularly go unpaid

#4. You think you are doing everything right with your money but you still never seem to get ahead

#5. Your parents were very strict or overly generous with money, or they never talked about it

#6 You feel guilty about the money you spend, or you hide purchases from loved ones

#7 You are in a relationship with someone who constantly uses you for their own financial support

#8. You'd like to advance in your career and make more money but it never seems to happen

#9 You feel like money is a hinderance to a life of true freedom and it keeps you from fulfilling your potential

#10. You fluctuate between having savings then having debt

#11 Someone else controls your money for you

#12 You have a good income but it still feels like you are living paycheck to paycheck